Hey Smarties! We’re on a break for the holidays and revisiting some of our top episodes from 2024. We can’t do this show without you and we still need your support. If you can, donate today to keep independent journalism going strong into 2025 and beyond. Give now to support “Make Me Smart.” Thank you so much for your generosity, happy holidays and we’ll see you in the new year. If you’ve been feeling hopeless about the news, the election, the economy, the climate crisis and everything else that’s going on, today’s episode is for you. Emily Amick, lawyer and co-author of “Democracy in Retrograde: How to Make Changes Big and Small in Our Country and in Our Lives,” argues we can all become better participants in our democracy. And we don’t need to have a gazillion dollars to do it. On the show today, Amick explains why we should treat civic engagement as self-care, how to find your civic personality and ways to cultivate a news diet that doesn’t put you in a doom loop. Plus, the moment she realized our democracy was headed in the wrong direction. Then, we’ll get into how voters in Utah fought to protect the power of citizen-led ballot initiatives and why shoppers hide purchases from their romantic partners. Plus, an anime cosplayer was wrong about what it would take to create her own costume. Here’s everything we talked about today: “Despite Recent Setbacks, There Is Still Hope For Democracy” from Forbes “In ‘Democracy in Retrograde,’ Emily Amick Talks About Political Engagement and Her Cancer Diagnosis” from Teen Vogue “What does Utah’s redistricting ruling do to voters’ ability to change laws?” from The Salt Lake Tribune “Utah Supreme Court: Lawmakers must heed voter-passed gerrymandering reforms “ from Axios Salt Lake City “Amazon’s Prime Day a ‘major’ cause of worker injuries, Senate probe finds” from CNBC “US Retail Sales Excluding Autos Rise by Most in Three Months” from Bloomberg “Gym Bags, Trunks, Back Doors: How Stealth Shoppers Hide Purchases” from The Wall Street Journal “Financial Infidelity Report 2023: Why People Hide Purchases From Partners” from Circuit “Inside a UPS warehouse that prioritizes super-fast shipping” from Marketplace How are you getting involved in civic life? What helps you fend off feelings of hopelessness? Let us know at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

For our final episode of 2024, we’re throwing a holiday party with music, festive hats, drinks and a game. But we can’t forget about the news. The incoming Donald Trump administration is looking into the feasibility of eliminating the Federal Deposit Insurance Corp. We’ll get into it. And, we’ll unpack the public rage over the United States healthcare system that dominated the news this week. Plus, how much do our hosts remember about the biggest business headlines of the year? Here’s everything we talked about today: “Trump Advisers Seek to Shrink or Eliminate Bank Regulators” from The Wall Street Journal Opinion | “UnitedHealth Group C.E.O.: Brian Thompson Was Never Content With the Status Quo” from The New York Times “UnitedHealth Limits Access to Key Treatment for Kids With Autism” from ProPublica “Boeing’s year of turbulence in five charts” from Reuters “Why TikTok Faces a U.S. Ban, and What’s Next?” from The New York Times “CrowdStrike outage: We finally know what caused it – and how much it cost” from CNN Business “SpaceX Polaris Dawn astronauts perform historic 1st private spacewalk in orbit” from Space “US ties China in Paris Olympics gold medal count after Americans’ women’s hoops win” from AP News We’ll be back with new episodes in 2025! In the meantime, you can email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

A group of lawmakers have introduced legislation that would break up health care conglomerates, aiming to rein in the power of pharmacy benefit managers. We’ll explain what PBMs do and why all sides of the health care industry are pointing fingers at one another over high costs. And, we’ll get into how the future of the Trump-era tax cuts could impact the federal deficit and why General Motors is ditching its robotaxi business. Plus, now’s your chance to talk with an AI Santa Claus. Here’s everything we talked about today: “Yellen Talks Russia Sanctions, Tariffs and Deficit” from Bloomberg via YouTube “Yellen says Trump’s tariffs could derail US inflation progress, raise costs” from Reuters “Senators Warren and Hawley introduce a bipartisan bill to break up pharmacy-benefit managers” from CNBC via YouTube “Elizabeth Warren, Josh Hawley Co-Sponsor Bill to Break Up Giant Health Care Conglomerates” from The New York Times “What is a pharmacy benefit manager, anyway?” from Marketplace “GM to stop funding troubled Cruise autonomous vehicle unit, abandoning robotaxis” from CBS San Francisco “GM to Shut Down Its Cruise Robotaxi Project” from The New York Times “OpenAI introduces ‘Santa Mode’ to ChatGPT for ho-ho-ho voice chats” from Ars Technica Tomorrow is our last episode of the year! Join us for our annual holiday party on “Economics on Tap.” The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

Before this year’s election, Heather Cox Richardson, a historian at Boston College, joined “Make Me Smart” live in Boston to unpack the high stakes for our economy and democracy. Now that the election is over and the transition to a second Donald Trump administration is underway, we’re following up. On the show today, Richardson weighs in on the election aftermath. She explains how the current media environment in the United States played into the election, how economic narratives have influenced American politics throughout history, and what the past can tell us about how President-elect Trump might brand his economic agenda while in office. Then, we’ll get into the bipartisan effort to add federal judges that’s suddenly falling apart. And, author Evan Schwartz was wrong about the inspiration behind L. Frank Baum’s “The Wonderful Wizard of Oz.” Here’s everything we talked about today: “December 9, 2024” from “Letters from an American” “What Donald Trump’s Win Means for the Economy” from Time Opinion: “Voters prefer Harris’s agenda to Trump’s — they just don’t realize it. Take our quiz.” from The Washington Post “On Issue After Issue, Trump Promises the Moon. No Word on the Rocket.” from The New York Times “Biden special envoy for hostages is in Beirut in search of Austin Tice” from The Washington Post “House sets up vote on bill to add dozens of new federal judgeships” from Roll Call “Ernst, Under MAGA Pressure, Signals Backing for Hegseth’s Pentagon Bid” from The New York Times Power the show with a donation today and don’t forget to pick up one of our thank you gifts at a discount. Head to marketplace.org/givesmart.

A person of interest in the killing of UnitedHealthcare Chief Executive Brian Thompson was arrested today. We’ll get into the public’s reaction to the killing and what it says about our for-profit health system. Plus, we discuss the largest intergenerational wealth transfer in U.S. history, which is projected to take place over the next 25 years. And, Dick Van Dyke has us smiling as he waltzes into his 99th birthday. Here’s everything we talked about today: “Live Updates: Police Identify ‘Strong Person of Interest’ in C.E.O.’s Killing” from The New York Times “Suspect in fatal shooting of UnitedHealthcare CEO Brian Thompson ID’d as Luigi Mangione, an ex-Ivy League student” from New York Post “Manhunt for UnitedHealthcare CEO Killer Meets Unexpected Obstacle: Sympathy for the Gunman” from The Wall Street Journal “A $105 Trillion Inheritance Windfall Is On the Way for US Heirs” from Bloomberg “Dick Van Dyke, Approaching 99, Dances in Coldplay’s Latest Video” from The New York Times “Biden says U.S. government believes Austin Tice is alive in Syria” from Axios We love to hear from you. Email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

NASA is pushing back its highly anticipated Artemis 2 mission from September 2025 to April 2026. It will be the first crewed mission to the moon since 1972. We’ll unpack NASA’s setbacks. Plus, momentum is building for a TikTok ban. And the hosts share their thoughts on the word of the year in a round of Half Full / Half Empty! Here’s everything we talked about today: “NASA delays Artemis 2 moon mission to 2026, Artemis 3 astronaut landing to mid-2027” from Space “Trump Defends His Imperiled Pick for Defense Secretary, Pete Hegseth” from The New York Times “Appeals court upholds nationwide TikTok ban-or-sale law” from The Washington Post “TikTok advertisers stay put after US appeals court upholds law forcing sale” from Reuters “Bitcoin mining surge strains energy grids as miners make a fortune” from Marketplace “OpenAI is charging $200 a month for an exclusive version of its o1 ‘reasoning’ model” from The Verge “50% off! Cyber Monday deal today only! (Kidding!)” from Marketplace “Dolly Parton launches search for actors to play her in a new Broadway musical” from USA Today “‘Brain rot’ is the Oxford University Press word of the year” from AP News We love to hear from you. Email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

This year, Spotify’s popular Wrapped feature includes a podcast generated by artificial intelligence that tells users all about their individual listening habits from 2024. But it’s not perfect — at least not yet. We’ll get into it. And, we’ll explain how Amazon is getting into the AI chip game and what Federal Reserve Chair Jerome Powell anticipates from a second Trump administration. Plus, why talks for a global treaty to manage plastic pollution were a bust. Here’s everything we talked about today: “Nvidia Rules A.I. Chips, but Amazon and AMD Emerge as Contenders” from The New York Times “Amazon Announces Supercomputer, New Server Powered by Homegrown AI Chips” from The Wall Street Journal “Powell: Fed’s independence from politics is vital to its interest rate decisions” from AP News “In a 2nd Trump term, Fed independence would go “out the window,” economist says” from Marketplace “Climate activist calls for plastic treaty after UN summit failure” from Reuters “Nations Fail to Reach an Agreement on Plastic Pollution” from The New York Times “Spotify Wrapped 2024 adds an AI podcast powered by Google’s NotebookLM” from TechCrunch Join us tomorrow for Economics on Tap. The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

President Joe Biden today announced an additional $600 million investment in a rail project that will connect multiple African countries. It will expand U.S. access to important minerals like cobalt and copper. But will it be enough to counter China’s dominance over the critical minerals supply chain? We’ll get into it. Plus, why President-elect Donald Trump’s trade adviser pick is giving us serious deja vu. And, Dylan Bachelet, the “Jack Sparrow” of “The Great British Baking Show,” is making us smile. Here’s everything we talked about today: “Biden in Africa pledges millions more for a rail project the US hopes will boost its influence there” from AP News “Biden Hopes Train Project in Angola Defines Africa Legacy” from The New York Times “Trump picks Peter Navarro as top trade advisor” from CNBC “Q&A With Dylan Bachelet of ‘Great British Baking Show’” from The New York Times If you haven’t made your gift to “Make Me Smart” yet, there’s still time! Make your donation here.

Billionaire families contributed roughly 18% of all money raised during the 2024 election cycle. And many of those mega donors are being tapped for high-level positions in the incoming Donald Trump administration. This begs the question: Is the U.S. government controlled by the ultra rich? David Sirota, founder and editor in chief of The Lever, said he believes the U.S. resembles an oligarchy. On the show today, Sirota explains how the erosion of campaign finance regulations has created a culture in which big money in politics is normalized. Then, we’ll get into China’s latest move in the ongoing chip trade war with the United States. Plus, what’s the correct way to pronounce “pecan”? Here’s everything we talked about today: “Election 2024: How Billionaire Avengers Destroyed Democracy” from The Lever “What’s different about billionaire donor Elon Musk’s relationship with Trump” from Vox “How billionaires are influencing the 2024 U.S. election” from Axios “Battle of the billionaires: the mega rich spending to swing the US election” from Financial Times “Remember that study saying America is an oligarchy? 3 rebuttals say it’s wrong.” from Vox “China bans export of critical minerals to US as trade tensions escalate” from Reuters “SpaceX Weighs Tender Offer Raising Valuation to $350 Billion” from Bloomberg “​​Yes We Pecan, with Martha Stewart” from NPR It’s Giving Tuesday! Your donation will be matched today when you support Marketplace.    

Nine of the Federal Reserve’s 12 reserve banks are on the Mississippi River or east of it. One former Fed official says it’s caused the central bank to disproportionately reflect the interests of the eastern United States. We’ll get into it. And, we’ll unpack how some businesses are pushing consumers to shop now in anticipation of potential tariffs under the incoming Donald Trump administration. Plus, we’ll smile about one runner’s 700-mile quest to create art on the GPS-tracking app Strava. Here’s everything we talked about today: “The Fed tilts toward the eastern U.S. It’s time to change that.” [gift link] from The Washington Post “Now is the time to prepare for tariffs” from The Hill “Tariffs and you: What products will cost more, when prices will rise, and what to buy now” from USA Today “Buy Now Before Tariffs Hit, Retailers Are Telling Shoppers” from The Wall Street Journal “Man ran 700 miles to make ‘insanely impressive’ art on GPS fitness app” [gift link] from The Washington Post “Why not enlist an army of volunteer retirees?” from The Washington Post “Do Your Passwords Meet the Proposed New Federal Guidelines?” from The Wall Street Journal We love to hear from you. Email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

As many Americans prepare to celebrate Thanksgiving with their friends and families, gratitude is top of mind. We’ll break down research that shows how individual acts of kindness and connection can have large-scale impact. And, we’ll discuss a poignant firsthand account of an award-winning journalist experiencing homelessness. Plus, we’ll get into why the Justice Department isn’t satisfied with the National Association of Realtors commission lawsuit settlement, and why parking lots will be the new hot spot for solar energy in France. Here’s everything we talked about today: “‘The DOJ is coming for NAR’: What’s next after the $418M settlement?” from HousingWire “The Invisible Man” from Esquire “An upward spiral – how small acts of kindness and connection really can change the world, according to psychology research” from The Conversation “Solar installations are now mandatory for large parking lots in France” from The Progress Playbook Let us know what you’re thankful for. Email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

This week, Black Friday kicks off the traditional holiday shopping season. But have you ever wondered about the origins of the shopping frenzy on the day after Thanksgiving? The little ones in your life may be wondering about that too. Today, we’re bringing you a special crossover episode from the latest season of Marketplace kids podcast “Million Bazillion.” Bridget and Ryan team up with the hosts of “Forever Ago” to explain Black Friday and what it has to do with a football game in Philadelphia. Plus, they share tips on how to shop smarter during the holiday season. We love to hear from you. Email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.